Bankruptcy

Bankruptcy serves as a potential solution for individuals drowning in debt, providing an opportunity for a fresh financial start. However, it is important to understand that bankruptcy cannot eliminate all debts. Debts arising from fraud or misrepresentation...

After filing for bankruptcy, you likely want to get started on rebuilding your credit right away. But what options do you have? There are many steps you can take when looking into getting a new card after bankruptcy. But should you? Credit cards as a trust-building...

Dealing with debt is already a nightmare all on its own. When debt collectors get added to the mix, it is more than just a simple headache. Debt collector harassment unfortunately happens somewhat frequently, so it is important for those in debt to know what they are...

If you feel overwhelmed by medical debt, credit card debt or another type of debt, you may have considered bankruptcy as an option to help you move forward financially. There are two types of consumer bankruptcy you can file: Chapter 7 bankruptcy and Chapter 13...

A divorce, job loss, serious illness or another significant life situation can force you into unmanageable debt. And to deal with this debt, you may have considered filing for consumer bankruptcy. Although filing for bankruptcy can provide financial relief, one of the...

Filing for bankruptcy is likely the last thing you want to do, but there are times when you get in over your head financially. Your need to file may be the result of circumstances completely out of your control. However, before you file for bankruptcy, you should...

Bankruptcy has a bad reputation because of many mainstream misconceptions. Some of the misinformation has circulated for so long that people assume it to be true. You do not have to struggle with overwhelming debt payments when bankruptcy could help. There are a few...

Digging yourself into a financial hole may happen for a variety of reasons. A sudden job loss or medical emergency may see you diverting money to pay for things outside of your control. When your financial situation worsens, and debt collectors call around the clock,...

If you had to scrimp to make ends meet in 2022, you certainly were not alone. In fact, according to reporting from CNBC, near-record inflation forced 63% of Americans to live paycheck to paycheck. Luckily, there is some reason to believe inflation may be moderating....

Thanks to near-record inflation, many families in Alabama and across the country are struggling to make ends meet. If you cannot afford basic necessities, it might be logical to reach for your credit cards. After all, credit cards allow you to buy essential items now...