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Overcoming Personal and Legal Challenges
Overcoming Personal and Legal Challenges
Households throughout the country are struggling to make ends meet. The average debt has increased and, according to a recent survey, most families maintain a credit card balance well over $10,000. According to that same survey, 56% of Americans report that they have...
An estate plan helps ensure a smooth transfer of assets to your beneficiaries after your passing. As you build your estate plan, consider how a living trust could help you meet your asset protection needs. Understanding the benefits and drawbacks of a living trust can...
When facing overwhelming debt, you might want to consider personal bankruptcy as a potential solution. Many misconceptions surround this option, so it is helpful to separate fact from fiction before deciding if bankruptcy is the right path for you. Myth: Bankruptcy...
If you feel so buried under debt that you want to use your 401(k) to pay your outstanding amounts, there are good reasons to avoid this option. For one thing, you would deplete your retirement savings and expose yourself to financial ruin. The good news is that filing...
Many distracted driving incidents involve the use of phones behind the wheel, such as a driver sending or reading messages, finding music, watching a video or checking various types of information. However, it is crucial for drivers to understand that many other...
Despite its widespread recognition, bankruptcy is also misunderstood. There are many misconceptions and myths about bankruptcy that can lead to costly mistakes when you decide to file. Learning the facts about the most common bankruptcy mistakes can help you protect...
If you bought your home after your wedding date and before you or your spouse filed for divorce, Alabama law considers it marital property. Both spouses may claim an equitable or fair share of property purchased during the marriage. Before a judge decides how to...
According to the World Population Review, there were roughly 3.6 divorces for every 1,000 Alabama residents in 2021. If you are going through a divorce, you know it can be a complex process, but it can be particularly difficult when you have children. Your children's...
When you want to get out from under the weight of debt, bankruptcy can help. However, what if you do not want to liquidate your assets to do so? Fortunately, there is another avenue for personal bankruptcy that may allow you to keep most of your assets. Chapter 13...
The personal representative named in a will has the responsibility of notifying the deceased’s heirs and creditors of the death. The Alabama Medicaid Agency’s website notes that its office must also receive a notice if the deceased relied on Medicaid. Medicaid’s...