When you file for bankruptcy in Alabama, you may be concerned about losing your car when your assets are taken away by collectors. Fortunately, local bankruptcy laws typically allow you to keep your vehicle if you file for Chapter 7 bankruptcy and are up to date on...
Overcoming Personal and Legal Challenges
Overcoming Personal and Legal Challenges
Family Law
Dividing accounts after your divorce
If you're an Alabama resident who is going through a legal separation or divorce, you will likely have to split your retirement assets with your spouse. However, there are some situations where all the assets will go to one party once the divorce is final. There are...
What are your rights if you’re pulled over?
While spending time on the road in Alabama, there may come a time when a police officer pulls you over. It is often a stressful experience when a cop flashes their lights, especially if you are unsure of any laws you may have broken while operating the vehicle. If you...
Is there a statute of limitations on debt collection in Alabama?
Bankruptcy laws vary state by state and can be hard to understand. A large portion of America lives with unmanageable debt with no possible way to pay it off. If you’re drowning under your debt, you might be looking at bankruptcy as a way to get out from under it....
What kind of debt can bankruptcy get rid of?
Bankruptcy is a strong resource in fighting financial debt and allowing applicants to take control of their finances. People have some misconceptions about bankruptcy, including what kind of debt bankruptcy can get rid of. Unfortunately, bankruptcy cannot discharge...
Does divorce affect your credit score?
Filing for divorce in Alabama doesn't just affect your finances and housing situation: It can also affect your credit score. Some people find it harder to make their credit card payments after getting divorced. Others have vindictive spouses who tank their credit...
Are you dealing with debt collector harassment?
When dealing with debt, the stress of the situation alone is often an enormous burden. You do not want additional stressors heaped onto your pile of concerns. But this is exactly what debt collectors can do. Are you in the middle of dealing with a harassing debt...
Will I lose my property if I file for bankruptcy?
While bankruptcy is never the first choice for people facing financial hardship, it is often the only option that many people have. Bankruptcy carries with it many unknowns and a great deal of fear. For example, Alabama residents may worry about whether or not they...
Remember these tips for an easier divorce
Anyone going through a divorce in Alabama is naturally under a lot of stress. When a divorce involves children or disputes over a shared business, the situation can become so intense that it can be easy to make some big mistakes. Here are a few things you’ll want to...
Can a lender repossess a vehicle in Chapter 7 bankruptcy?
When debtors see no way out of debt in Wetumpka, Alabama, they have the option of Chapter 7 bankruptcy. The debtor may hesitate, wondering what will happen to their possessions, especially their vehicles they need for getting to work. Understanding how Chapter 7...