Accidents can happen anywhere, including when you visit someone’s home. If you experience a serious injury such as a fall as a guest, you should protect your rights and well-being.
Taking the correct steps helps ensure you can cover medical bills and time away from work.
Seek immediate medical attention
Get medical help right away after a catastrophic injury. Call 911 or let someone else drive you to the emergency room. According to the Centers for Disease Control and Prevention, 20% of falls result in a serious injury such as broken bones or a traumatic brain injury.
Even if the injury appears minor, serious underlying issues could arise later. Prompt care reduces the risk of complications and creates an official document of the incident.
Record the scene
If possible, document the scene of the incident. Take photographs of the area where the injury occurred, capturing hazardous conditions or lack of warning signs. This evidence can establish the circumstances surrounding the accident.
Report the incident
Inform the homeowner or the person in charge of the property about the incident as soon as possible. Request that they document the occurrence with their home insurance provider. If possible, obtain a copy of their report.
Collect witness information
If witnesses saw the accident, collect their contact information. Witness statements provide additional support when recounting the details of the incident.
Preserve evidence
Save possible evidence related to the accident, such as clothing or shoes worn at the time. Avoid making any alterations to these items to maintain their integrity. These items may be relevant if you have to pursue legal action.
Avoid discussing fault
Steer clear of discussing fault or assigning blame for the injury, especially in the immediate aftermath. Statements made in the heat of the moment can potentially complicate insurance or legal proceedings.
Experiencing a serious injury as a guest in someone’s home can be challenging. Following the appropriate process allows you to seek legal recourse for the associated costs if necessary.